APA:
Arriaga, Carlos, Miranda, Luis (2009). Risk and efficiency in credit concession.
Managing global transitions, volume 7, issue 3, str. 307-326.
URN:NBN:SI:DOC-YP3JB6KC from http://www.dlib.si
MLA:
Arriaga, Carlos, Miranda, Luis. "Risk and efficiency in credit concession."
Managing global transitions volume 7. issue 3 (2009) str. 307-326.
<http://www.dlib.si/?URN=URN:NBN:SI:DOC-YP3JB6KC>