Socialna država, svoboda in vprašanje privatizacije socialnih tveganj skozi zasebna zavarovanja

slovenian

2016

volume 16, issue 1

Inštitut za delo pri Pravni fakulteti Univerze v Ljubljani
(Obvezni izvod spletne publikacije)

In recent times we can once again witness a new rise of a different paradigm of the welfare state (Sozialstaat) that calls for a reduction or fundamental transformation of the letter. The transformation is supposedly essential for securing economic and financial sustainability of the social security system. Under the surface of such an argument one can nevertheless find the secretive fear from the welfare state as such and its ability to interfere with the individual's private autonomy, and one' tendency for his greater freedom. The letter elements can be merged into the desire of the privatization of social risks, which should, apart from the supposed disburdening of the system, bring about a higher quality of - mostly medical - service and foremost one's ability to choose. I will try to show why we should, although not blindly, hold on to the traditional system of solidarity among the group members, why privatizing social risks might not be the best option for us, and that fear from the welfare state is often illusive. I will designate the first part of the paper to a critical but not a detailed analysis of certain aspects of the welfare state and take on its freedom based critic. In the second part I will investigate actual issues related to the privatization of social risks associated with fundamental branches of social insurance and compare those issues to the initially raised questions.

01.06.2020