APA:
Brezigar Masten, Arjana, Masten, Igor, Volk, Matjaž (2015). Discretionary credit rating and bank stability in a financial crisis. URN:NBN:SI:DOC-ENQYJPJN from http://www.dlib.si
MLA:
Brezigar Masten, Arjana, Masten, Igor, Volk, Matjaž.
Discretionary credit rating and bank stability in a financial crisis.
Banka Slovenije, 2015.
<http://www.dlib.si/?URN=URN:NBN:SI:DOC-ENQYJPJN>