(Kazenska) odgovornost bankirjev za slabe bančne kredite

slovenian

2016

volume 42, issue 6/7

IUS SOFTWARE d.o.o.
(Obvezni izvod spletne publikacije)

Critical elements in analysing responsibility of bankers for bad bank loans are: the object (bank loan inadequately secured against non-repayment), contributing subjects (externalities, as global financial crises, decisions of central banks and governments, agents in contract), and the business act on which loan is approved and disbursed (normative act and specific conditions of credit agreement). Search for guilty person (incrimination of bad bank loan) is needed, but difficult, as is it necessary to delineate contribution of external conditions from the credit deal alone, and within the later, the business risk from criminal intent. Improvement in the efficiency of legal system in this field requires higher normative transparency, taking into account experience of other countries and intensive education of actors dealing with bad loans in legislature.

25.08.2021