{"?xml":{"@version":"1.0"},"edm:RDF":{"@xmlns:dc":"http://purl.org/dc/elements/1.1/","@xmlns:edm":"http://www.europeana.eu/schemas/edm/","@xmlns:wgs84_pos":"http://www.w3.org/2003/01/geo/wgs84_pos","@xmlns:foaf":"http://xmlns.com/foaf/0.1/","@xmlns:rdaGr2":"http://rdvocab.info/ElementsGr2","@xmlns:oai":"http://www.openarchives.org/OAI/2.0/","@xmlns:owl":"http://www.w3.org/2002/07/owl#","@xmlns:rdf":"http://www.w3.org/1999/02/22-rdf-syntax-ns#","@xmlns:ore":"http://www.openarchives.org/ore/terms/","@xmlns:skos":"http://www.w3.org/2004/02/skos/core#","@xmlns:dcterms":"http://purl.org/dc/terms/","edm:WebResource":[{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-ZAMFEUAJ/2c854b1f-755a-43d5-9962-6cad5b9adcdf/PDF","dcterms:extent":"1687 KB"},{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-ZAMFEUAJ/dccacbf4-aafc-41dd-9ba4-3804de0fe49f/TEXT","dcterms:extent":"28 KB"}],"edm:TimeSpan":{"@rdf:about":"1993-2026","edm:begin":{"@xml:lang":"en","#text":"1993"},"edm:end":{"@xml:lang":"en","#text":"2026"}},"edm:ProvidedCHO":{"@rdf:about":"URN:NBN:SI:doc-ZAMFEUAJ","dcterms:isPartOf":[{"@rdf:resource":"https://www.dlib.si/details/URN:NBN:SI:spr-PGKNDR0J"},{"@xml:lang":"sl","#text":"Uporabna informatika (Ljubljana)"}],"dcterms:issued":"1996","dc:creator":"Bizjak-Mlakar, Julijana","dc:format":[{"@xml:lang":"sl","#text":"številka:2"},{"@xml:lang":"sl","#text":"letnik:4"},{"@xml:lang":"sl","#text":"str. 7-12"}],"dc:identifier":["ISSN:1318-1882","COBISSID:858286","URN:URN:NBN:SI:doc-ZAMFEUAJ"],"dc:language":"sl","dc:publisher":{"@xml:lang":"sl","#text":"Slovensko društvo Informatika"},"dc:subject":[{"@xml:lang":"sl","#text":"matematični model"},{"@xml:lang":"sl","#text":"modeliranje finančnih tokov"},{"@xml:lang":"sl","#text":"uporaba modela"},{"@xml:lang":"sl","#text":"zavarovalništvo"}],"dcterms:temporal":{"@rdf:resource":"1993-2026"},"dc:title":{"@xml:lang":"sl","#text":"Matematični model zavarovalnega procesa|"},"dc:description":[{"@xml:lang":"sl","#text":"Modeling of financial and cash flow in insurance is one of the exacting tasks performed in insurance by actuaries. Variables in such models are mostly random variables. When preparing a model of claim process, acturies frequently use a simulation of compound Poisson distribution. The simulation can be very complex, when using the classical methods. It might be particularly difficult and problematic in case we want to include into the model various suppositions, simulation of costs, inflation, investment return,including dynamic control or enhancing the model to a period of many years. In the paper, instead of the classical process, we divide the insurance process intoindividual processes which are thus easier to control. Individual calculations are made by the generator of random processes. The usefulness of the model might be enlarged by including periodical nature of financial and cash flows"},{"@xml:lang":"sl","#text":"Modeliranje finančnih in denarnih tokov v zavarovalnicah je ena izmed zahtevnejših nalog, ki jo v zavarovalnicah opravljajo zavarovalniški matematiki in aktuarji. Spremenljivke, ki nastopajo v takšnih modelih, so večinoma slučajne spremenljivke. Pri sestavi modela za škodni proces si aktuarji pogosto pomagajo s simulacijo sestavljene Poissonove porazdelitve. Simulacija je lahko zelo zapletena, če uporabljamo klasične numerične metode. Še posebno zahtevna in problematična je tedaj, ko želimo v model vključiti dinamično kontrolo ali razširiti model na obdobje več let. V članku, namesto klasičnega pristopa celotni zavarovalni proces razstavimo na posamezne procese, ki so zato lažje obvladljivi. Posamezno realizacijo izvedemo z generatorjem slučajnih števil. Uporabnost modela povečamo tako, da v model vključimo še periodičnost finančnih oziroma denarnih tokov"}],"edm:type":"TEXT","dc:type":[{"@xml:lang":"sl","#text":"znanstveno časopisje"},{"@xml:lang":"en","#text":"journals"},{"@rdf:resource":"http://www.wikidata.org/entity/Q361785"}]},"ore:Aggregation":{"@rdf:about":"http://www.dlib.si/?URN=URN:NBN:SI:doc-ZAMFEUAJ","edm:aggregatedCHO":{"@rdf:resource":"URN:NBN:SI:doc-ZAMFEUAJ"},"edm:isShownBy":{"@rdf:resource":"http://www.dlib.si/stream/URN:NBN:SI:doc-ZAMFEUAJ/2c854b1f-755a-43d5-9962-6cad5b9adcdf/PDF"},"edm:rights":{"@rdf:resource":"http://rightsstatements.org/vocab/InC/1.0/"},"edm:provider":"Slovenian National E-content Aggregator","edm:intermediateProvider":{"@xml:lang":"en","#text":"National and University Library of Slovenia"},"edm:dataProvider":{"@xml:lang":"sl","#text":"Slovensko društvo Informatika"},"edm:object":{"@rdf:resource":"http://www.dlib.si/streamdb/URN:NBN:SI:doc-ZAMFEUAJ/maxi/edm"},"edm:isShownAt":{"@rdf:resource":"http://www.dlib.si/details/URN:NBN:SI:doc-ZAMFEUAJ"}}}}