URN:NBN:SI:doc-YBV4MB8L2021Kvítková, ZuzanaPetru, Zdenkadocuments/doc/Y/URN_NBN_SI_doc-YBV4MB8L_001.pdfdocuments/doc/Y/URN_NBN_SI_doc-YBV4MB8L_001.txt113articlestr. 65-7110.32015/JIBM/2021.13.1.65-711855-617570613763URN:NBN:SI:doc-YBV4MB8LengDoba EpisMednarodno inovativno poslovanjeBY-NCcash flowCOVID-19Czech RepublicČeškadenarni tokinsurancelex voucherpotovalne agencijetourismtravel agenciesturizemvavčerjizavarovanjeVavčerji kot rezultat virusa corona in tveganja za organizatorje potovanj in potrošnikeVouchers as a result of corona virus and the risks for tour operators and consumers