{"?xml":{"@version":"1.0"},"edm:RDF":{"@xmlns:dc":"http://purl.org/dc/elements/1.1/","@xmlns:edm":"http://www.europeana.eu/schemas/edm/","@xmlns:wgs84_pos":"http://www.w3.org/2003/01/geo/wgs84_pos","@xmlns:foaf":"http://xmlns.com/foaf/0.1/","@xmlns:rdaGr2":"http://rdvocab.info/ElementsGr2","@xmlns:oai":"http://www.openarchives.org/OAI/2.0/","@xmlns:owl":"http://www.w3.org/2002/07/owl#","@xmlns:rdf":"http://www.w3.org/1999/02/22-rdf-syntax-ns#","@xmlns:ore":"http://www.openarchives.org/ore/terms/","@xmlns:skos":"http://www.w3.org/2004/02/skos/core#","@xmlns:dcterms":"http://purl.org/dc/terms/","edm:WebResource":[{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-VAQ0T389/653b-016d-1093ee820a356ad3-52b4444a-/PDF","dcterms:extent":"322 KB"},{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-VAQ0T389/d6438453-ae6e-420b-9d43-05b3a261510a/TEXT","dcterms:extent":"28 KB"}],"edm:TimeSpan":{"@rdf:about":"2013-2025","edm:begin":{"@xml:lang":"en","#text":"2013"},"edm:end":{"@xml:lang":"en","#text":"2025"}},"edm:ProvidedCHO":{"@rdf:about":"URN:NBN:SI:doc-VAQ0T389","dcterms:isPartOf":[{"@rdf:resource":"https://www.dlib.si/details/URN:NBN:SI:spr-2XUGOISV"},{"@xml:lang":"sl","#text":"Podjetje in delo"}],"dcterms:issued":"2013","dc:creator":"Arhar, France","dc:format":[{"@xml:lang":"sl","#text":"letnik:39"},{"@xml:lang":"sl","#text":"številka:6/7"},{"@xml:lang":"sl","#text":"str. 1034-1043"}],"dc:identifier":["ISSN:0353-6521","COBISSID:13433681","URN:URN:NBN:SI:doc-VAQ0T389"],"dc:language":"sl","dc:publisher":{"@xml:lang":"sl","#text":"GV Založba"},"dc:subject":[{"@xml:lang":"sl","#text":"bančništvo"},{"@xml:lang":"sl","#text":"banke"},{"@xml:lang":"sl","#text":"ekonomska kriza"},{"@xml:lang":"sl","#text":"kreditiranje"}],"dcterms:temporal":{"@rdf:resource":"2013-2025"},"dc:title":{"@xml:lang":"sl","#text":"Bančno kreditno razmerje| kje iskati vzroke za bančno krizo v Sloveniji|"},"dc:description":[{"@xml:lang":"sl","#text":"Bank credits are bank lending financed by deposits, primarily from other banks in money markets or from issues of negotiable certificates of deposit or from customer deposits. Borrowers require medium or long term loans to finance capital investments and the like. But depositors are only prepared to lend to their banks by way of deposit shortterm, e.g. six months or on demand. Banks therefore act as intermediaries and borrow short to lend long. The author presents the key reasons which influenced a huge credit growth before the introduction of Euro in Slovenia"},{"@xml:lang":"sl","#text":"Banke so posebne vrste finančni posredniki in so pri zbiranju finančnih virov v celoti odvisne od zaupanja vlagateljev. Njihove zahteve morajo izpolniti na poziv, brez dolžniške zamude, na drugi strani pa se pri plasiranju teh sredstev izbranim dolžnikom soočajo z različno dolgimi plačilnimi zamudami oziroma lahko celo s propadom posameznega dolžnika. Na podlagi tega je jasno, da je neprofesionalen pristop k analizi tveganja eden od temeljnih vzrokov za njihov neuspeh. Prispevek želi opozoriti na nekatere specifične vzroke, ki so se pojavili na našem trgu po vstopu Slovenije v EU in ob prevzemu evra"}],"edm:type":"TEXT","dc:type":[{"@xml:lang":"sl","#text":"znanstveno časopisje"},{"@xml:lang":"en","#text":"journals"},{"@rdf:resource":"http://www.wikidata.org/entity/Q361785"}]},"ore:Aggregation":{"@rdf:about":"http://www.dlib.si/?URN=URN:NBN:SI:doc-VAQ0T389","edm:aggregatedCHO":{"@rdf:resource":"URN:NBN:SI:doc-VAQ0T389"},"edm:isShownBy":{"@rdf:resource":"http://www.dlib.si/stream/URN:NBN:SI:doc-VAQ0T389/653b-016d-1093ee820a356ad3-52b4444a-/PDF"},"edm:rights":{"@rdf:resource":"http://rightsstatements.org/vocab/InC/1.0/"},"edm:provider":"Slovenian National E-content Aggregator","edm:dataProvider":{"@xml:lang":"en","#text":"National and University Library of Slovenia"},"edm:object":{"@rdf:resource":"http://www.dlib.si/streamdb/URN:NBN:SI:doc-VAQ0T389/maxi/edm"},"edm:isShownAt":{"@rdf:resource":"http://www.dlib.si/details/URN:NBN:SI:doc-VAQ0T389"}}}}