141 KB44 KB201320252020Papež, Marijanletnik:46številka:6/7str. 893-907ISSN:0353-6521COBISSID_HOST:44099843URN:URN:NBN:SI:doc-TTF9NOOPslLexperaPodjetje in deloPravne pomanjkljivosti invalidskega zavarovanja|Disability insurance constitutes an important part of the compulsory pension and disability insurance scheme. The principles of a social state, such as intergenerational solidarity, mutuality and redistribution, are even more relevant for disability insurance than for pension insurance. In the past, there were calls in favour of either a separation of the compulsory disability insurance and the pension insurance scheme, or for contributions to be paid separately. It is important that a uniform compulsory pension and disability insurance scheme remains in place. In spite of efforts for a reform of disability insurance in the last ten years, no significant moves have been made in this field. The White Paper on pensions (2016) gave a comprehensive presentation of disability insurance and offered possible solutions. In amendments to the Pension and Disability Insurance Act 2 (ZPIZ-2), only scant attention has been paid to this field and only minor corrections have been made. The disability insurance scheme is important, yet sensitive, due to the fact that benefits thereunder are granted for disability resulting from a change in health condition, so account should be taken of the fact that their condition makes them vulnerable, and that, as often as not, individuals experience their disability differently. Therefore, in order to prepare a disability insurance reform, time is needed and even more parties should be involved in the process than in the case of a pension reform. Simultaneously, health, labour and other laws relevant to the disability insurance should be aligned, which, according to experience so far, is hardly to be expected. With the solutions presented in the White Paper, a first step in the right direction was made: unfortunately, nothing has been done in this field in the following years. It is high time to start taking the next steps and continue all the way until an appropriate legal solution has been achievedPodročje invalidskega zavarovanja je pomemben del obveznega pokojninskega in invalidskega zavarovanja. Za to področje še v večji meri kot za pokojninsko zavarovanje veljajo načela: socialne države, medgeneracijske solidarnosti, vzajemnosti in redistribucije (prerazporeditve). V preteklosti so se pojavljale tudi težnje po ločitvi pokojninskega in invalidskega obveznega zavarovanja ali pa vsaj po ločenem plačevanju prispevkov. Pomembno je, da tudi v prihodnje ostanemo pri enovitem sistemu obveznega pokojninskega in invalidskega zavarovanja. Prizadevanja za reformo invalidskega zavarovanja pa zadnjih deset let niso privedla do premika na tem pomembnem področju. V Beli knjigi o pokojninah iz leta 2016 je bilo področje invalidskega zavarovanja celovito predstavljeno, tudi z možnimi rešitvami za prihodnost. Pri spremembah ZPIZ-2 je bilo invalidskemu področju namenjeno le malo pozornosti in je prišlo le do nekaterih manjših korekcij. Sistem invalidskega zavarovanja je pomemben in po svoje delikaten, saj se pravice iz invalidskega zavarovanja priznavajo na podlagi invalidnosti, ki nastopi zaradi spremembe v zdravstvenem stanju. Takrat je vsak posameznik zelo občutljiv, po drugi strani pa se pogledi in občutki med ljudmi po navadi zelo razlikujejo. Zato je za pripravo reforme invalidskega zavarovanja potreben čas, poleg tega mora pri njej sodelovati še več deležnikov kot pri spremembi sistema pokojninskega zavarovanja. Vzporedno bi bilo treba ustrezno prilagoditi tudi zdravstveno, delovnopravno in drugo zakonodajo, ki se tiče tega področja, kar pa je iz dosedanjih izkušenj težko pričakovati. Z opredeljenimi možnimi rešitvami v Beli knjigi je bil storjen korak v pravo smer, a žal se na tem področju v nadaljevanju ni storilo nič, zato je skrajni čas, da se začne korakati naprej, brez ustavljanja, do ustrezne zakonske rešitveTEXTznanstveno časopisjejournalsSlovenian National E-content AggregatorNational and University Library of Slovenia