{"?xml":{"@version":"1.0"},"edm:RDF":{"@xmlns:dc":"http://purl.org/dc/elements/1.1/","@xmlns:edm":"http://www.europeana.eu/schemas/edm/","@xmlns:wgs84_pos":"http://www.w3.org/2003/01/geo/wgs84_pos","@xmlns:foaf":"http://xmlns.com/foaf/0.1/","@xmlns:rdaGr2":"http://rdvocab.info/ElementsGr2","@xmlns:oai":"http://www.openarchives.org/OAI/2.0/","@xmlns:owl":"http://www.w3.org/2002/07/owl#","@xmlns:rdf":"http://www.w3.org/1999/02/22-rdf-syntax-ns#","@xmlns:ore":"http://www.openarchives.org/ore/terms/","@xmlns:skos":"http://www.w3.org/2004/02/skos/core#","@xmlns:dcterms":"http://purl.org/dc/terms/","edm:WebResource":[{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-TEWGZJZ5/25b65438-4411-478f-8bab-c41228161e35/PDF","dcterms:extent":"207 KB"},{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-TEWGZJZ5/cd8d59e9-4968-4c66-87d7-a845d28d9f5a/TEXT","dcterms:extent":"50 KB"}],"edm:TimeSpan":{"@rdf:about":"2012-2025","edm:begin":{"@xml:lang":"en","#text":"2012"},"edm:end":{"@xml:lang":"en","#text":"2025"}},"edm:ProvidedCHO":{"@rdf:about":"URN:NBN:SI:doc-TEWGZJZ5","dcterms:isPartOf":[{"@rdf:resource":"https://www.dlib.si/details/URN:NBN:SI:spr-3UCZ8WJX"},{"@xml:lang":"sl","#text":"Prispevki za novejšo zgodovino"}],"dcterms:issued":"2024","dc:creator":"Hönig, Nataša","dc:format":[{"@xml:lang":"sl","#text":"številka:2"},{"@xml:lang":"sl","#text":"letnik:64"},{"@xml:lang":"sl","#text":"str. 13-28"}],"dc:identifier":["ISSN:0353-0329","DOI:10.51663/pnz.64.2.01","COBISSID_HOST:212544003","URN:URN:NBN:SI:doc-TEWGZJZ5"],"dc:language":"en","dc:publisher":{"@xml:lang":"sl","#text":"Inštitut za novejšo zgodovino"},"dc:subject":[{"@xml:lang":"sl","#text":"18. st."},{"@xml:lang":"sl","#text":"19. st."},{"@xml:lang":"en","#text":"credit cooperatives"},{"@xml:lang":"en","#text":"District Credit Cooperative Litija"},{"@xml:lang":"en","#text":"history"},{"@xml:lang":"sl","#text":"hranilnice"},{"@xml:lang":"sl","#text":"kreditiranje podeželja"},{"@xml:lang":"sl","#text":"kreditne zadruge"},{"@xml:lang":"en","#text":"microfinance"},{"@xml:lang":"sl","#text":"mikrofinance"},{"@xml:lang":"sl","#text":"Okrajna posojilnica Litija"},{"@xml:lang":"en","#text":"savings banks"},{"@xml:lang":"sl","#text":"zgodovina"}],"dcterms:temporal":{"@rdf:resource":"2012-2025"},"dc:title":{"@xml:lang":"sl","#text":"Microfinance providers and rural lending in the province of Carniola before 1914| a case study of the District Credit Cooperative Litija|"},"dc:description":[{"@xml:lang":"sl","#text":"The study provides new insights and compares two different types of microfinance intermediaries and their role and impact on the economic and financial situation of the rural population before the beginning of World War I. The abolition of serfdom in the Habsburg monarchy in 1848 had a significant impact on traditional life in the second half of the 19th century. Peasants became landowners, and their participation in the market and monetary economy became crucial. The development of microfinance intermediaries, such as savings banks and credit cooperatives, was essential for the financial inclusion of the rural population. The article shows the development of credit operations in a rural environment using the example of the District Credit Cooperative Litija"},{"@xml:lang":"sl","#text":"Študija ponuja nova spoznanja in primerja dve različni vrsti mikrofinančnih posrednikov ter njihovo vlogo in vpliv na ekonomski in finančni položaj podeželskega prebivalstva pred začetkom prve svetovne vojne. Zemljiška odveza v habsburški monarhiji leta 1848 je imela pomemben vpliv na tradicionalno življenje v drugi polovici 19. stoletja. Kmetje so postali posestniki in je vključevanje kmetov v tržno in denarno gospodarstvo ključno pomena. Razvoj mikrofinančnih posrednikov, kot so bile hranilnice in kreditne zadruge, je predstavljal bistveni predpogoj za finančnu implementacijo podeželskega prebivalstva. Prispevek prikazuje razvoj kreditnega poslovanja v podeželskem okolju na primeru Okrajne posojilnice Litija"}],"edm:type":"TEXT","dc:type":[{"@xml:lang":"sl","#text":"znanstveno časopisje"},{"@xml:lang":"en","#text":"journals"},{"@rdf:resource":"http://www.wikidata.org/entity/Q361785"}]},"ore:Aggregation":{"@rdf:about":"http://www.dlib.si/?URN=URN:NBN:SI:doc-TEWGZJZ5","edm:aggregatedCHO":{"@rdf:resource":"URN:NBN:SI:doc-TEWGZJZ5"},"edm:isShownBy":{"@rdf:resource":"http://www.dlib.si/stream/URN:NBN:SI:doc-TEWGZJZ5/25b65438-4411-478f-8bab-c41228161e35/PDF"},"edm:rights":{"@rdf:resource":"http://creativecommons.org/licenses/by/4.0/"},"edm:provider":"Slovenian National E-content Aggregator","edm:intermediateProvider":{"@xml:lang":"en","#text":"National and University Library of Slovenia"},"edm:dataProvider":{"@xml:lang":"sl","#text":"Inštitut za novejšo zgodovino"},"edm:object":{"@rdf:resource":"http://www.dlib.si/streamdb/URN:NBN:SI:doc-TEWGZJZ5/maxi/edm"},"edm:isShownAt":{"@rdf:resource":"http://www.dlib.si/details/URN:NBN:SI:doc-TEWGZJZ5"}}}}