<?xml version="1.0"?><rdf:RDF xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:edm="http://www.europeana.eu/schemas/edm/" xmlns:wgs84_pos="http://www.w3.org/2003/01/geo/wgs84_pos" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:rdaGr2="http://rdvocab.info/ElementsGr2" xmlns:oai="http://www.openarchives.org/OAI/2.0/" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:ore="http://www.openarchives.org/ore/terms/" xmlns:skos="http://www.w3.org/2004/02/skos/core#" xmlns:dcterms="http://purl.org/dc/terms/"><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-TENFDHR0/49368e91-71e5-4d99-bd4c-bf2bea96d1e0/PDF"><dcterms:extent>667 KB</dcterms:extent></edm:WebResource><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-TENFDHR0/3e513efa-b9a1-487e-8a81-0310245cdd6c/TEXT"><dcterms:extent>40 KB</dcterms:extent></edm:WebResource><edm:TimeSpan rdf:about="2006-2025"><edm:begin xml:lang="en">2006</edm:begin><edm:end xml:lang="en">2025</edm:end></edm:TimeSpan><edm:ProvidedCHO rdf:about="URN:NBN:SI:doc-TENFDHR0"><dcterms:isPartOf rdf:resource="https://www.dlib.si/details/urn:nbn:si:spr-hthivfa7" /><dcterms:issued>2015</dcterms:issued><dc:creator>Šebjan, Urban</dc:creator><dc:creator>Taškar Beloglavec, Sabina</dc:creator><dc:format xml:lang="sl">številka:3</dc:format><dc:format xml:lang="sl">letnik:61</dc:format><dc:format xml:lang="sl">str. 41-50</dc:format><dc:identifier>ISSN:0547-3101</dc:identifier><dc:identifier>COBISSID:12018460</dc:identifier><dc:identifier>URN:URN:NBN:SI:doc-TENFDHR0</dc:identifier><dc:language>en</dc:language><dc:publisher xml:lang="sl">Društvo ekonomistov Maribor</dc:publisher><dc:publisher xml:lang="sl">Ekonomski center Maribor</dc:publisher><dc:publisher xml:lang="sl">Ekonomsko-poslovna fakulteta</dc:publisher><dcterms:isPartOf xml:lang="sl">Naše gospodarstvo</dcterms:isPartOf><dc:subject xml:lang="sl">bančništvo</dc:subject><dc:subject xml:lang="sl">banke</dc:subject><dc:subject xml:lang="sl">ekonomska kriza</dc:subject><dc:subject xml:lang="en">Slovenia</dc:subject><dc:subject xml:lang="sl">Slovenija</dc:subject><dc:subject xml:lang="sl">uporabniki</dc:subject><dc:subject xml:lang="sl">zaupanje</dc:subject><dc:subject rdf:resource="http://www.wikidata.org/entity/Q215" /><dcterms:temporal rdf:resource="2006-2025" /><dc:title xml:lang="sl">Is trust in banks in Slovenia put to the test?|</dc:title><dc:description xml:lang="sl">The question of the banking system's stability in connection to trust since the 2008 crisis has been the subject of many debates seeking to find permanent solutions to banking system problems, as the current situation affects bank customers' behavior. This article examined trust in banks during the financial crisis and offers, via demographic variables, explanations as tow whether or not customers tend to withdraw their deposits during a crisis. The results contribute to banks' decision-making regarding deposits management and understanding customers' behavior, especially during a crisis. The results show a negative relationship between trust and deposit withdrawal intention, where gender and education level play an important role</dc:description><dc:description xml:lang="sl">Vprašanje stabilnosti bančnega sistema in zaupanje v banke sta, zlasti od leta 2008 naprej, v središču iskanja trajnih rešitev za težave bančnega sistema, ki temelji na zaupanju, trenutno stanje pa vpliva na vedenje uporabnikov bančnih storitev. V prispevku proučujemo zaupanje uporabnikov v banke v času finančne krize z izbranimi demografskimi spremenljivkami in s tem povezano možnost dviga prihrankov z bančnih računov. Rezultati raziskave so za banke koristni pri učinkovitem upravljanju prihrankov uporabnikov in razumevanju vedenja uporabnikov v času finančne krize. Med drugim smo namreč ugotovili, da obstaja negativna povezava med zaupanjem uporabnikov v banke in dvigom prihrankov uporabnikov bančnih storitev v času finančne krize, rezultati pa so odvisni od spola in ravni izobrazbe</dc:description><edm:type>TEXT</edm:type><dc:type xml:lang="sl">znanstveno časopisje</dc:type><dc:type xml:lang="en">journals</dc:type><dc:type rdf:resource="http://www.wikidata.org/entity/Q361785" /></edm:ProvidedCHO><ore:Aggregation rdf:about="http://www.dlib.si/?URN=URN:NBN:SI:doc-TENFDHR0"><edm:aggregatedCHO rdf:resource="URN:NBN:SI:doc-TENFDHR0" /><edm:isShownBy rdf:resource="http://www.dlib.si/stream/URN:NBN:SI:doc-TENFDHR0/49368e91-71e5-4d99-bd4c-bf2bea96d1e0/PDF" /><edm:rights rdf:resource="http://rightsstatements.org/vocab/InC/1.0/" /><edm:provider>Slovenian National E-content Aggregator</edm:provider><edm:intermediateProvider xml:lang="en">National and University Library of Slovenia</edm:intermediateProvider><edm:dataProvider xml:lang="sl">Univerza v Mariboru, Ekonomsko-poslovna fakulteta</edm:dataProvider><edm:object rdf:resource="http://www.dlib.si/streamdb/URN:NBN:SI:doc-TENFDHR0/maxi/edm" /><edm:isShownAt rdf:resource="http://www.dlib.si/details/URN:NBN:SI:doc-TENFDHR0" /></ore:Aggregation></rdf:RDF>