960 KB23 KB198520252008Chowdhury, AmorMedved, AndrejMezgec, ZdenkoSvečko, Rajkoštevilka:1letnik:38str. 53-60ISSN:0352-9045COBISSID:12455446URN:URN:NBN:SI:doc-SVAO3RHKenStrokovno društvo za mikroelektroniko, elektronske sestavne dele in materialeInformacije MIDEMGSMmobilno plačevanjePOSterminaliMobile payments - design of new terminal| Mobilno plačevanje - razvoj sodobnega terminala|Mobile phones and mobile access to internet are creating new space for challenges and ideas in companies business. And todays electronic revolution in electronic payments is promising even more mobile involvements in money. Mobile phones are far from just a device for communication with other people. They are overtaking functionalities of camera, personal computers, media players and others devices. But most of all mobile phones are also used for mobile payments. Because of great inquiry for mobile payments, different technologies were developed. Company named Ultra d.o.o. has developed new mobile transaction system. Data transmission is transmitted over the speech channel of different mobile communication systems such as GSM, CDMA and UMTS. Ultra d.o.o. has already obtained two international patents for this type of transmission. The basis of this mobile transaction system is voice-coded data transmission between the transaction authorization processing centre and the terminal. The system is generally designed for two types of terminals; the mPOS and aPOS, which are meant for different applications. The terminal is a device which works similarly like a POS terminals. In todays world there are increasing demands for mobile transaction systems that would enable a palette of services, portable, light, small, ergonomically designed and enabling different transaction technologies, all in one device. Demands like that have brought to new terminal concept, which we describe in this article. The main aim of the article is to present the transfer procedure form idea to practical realization and inside of this the technical evolution of electronic device-terminal which is a crucial part of the invented transaction systemMobilni telefon postaja nepogrešljiv del vsakdanjih opravil. V povezavi z drugimi tehnologijami prevzema tudi funkcionalnosti drugih naprav, na primer fotoaparata, dlančnika, mp3 predvajalnika... Vse močnejši trend mobilnih telefonov postaja uporaba mobilnega telefona za plačevanje. S porastom zanimanja za mobilna plačevanja so se in se še vedno razvijajo najrazličnejše tehnologije, ki omogočajo hitro, enostavno in prijazno mobilno plačevanje. Podjetje Ultra d.o.o. je razvila lastno tehnologijo mobilnega plačevanja, ki temelji na osnovi prenosa zvokovno moduliranih podatkov po govornem kanalu različnih mobilnih omrežij. Glede na različne plačilne storitve in uporabo, sta se razvila dva tipa terminalov in sicer aPOS ter mPOS. V sodobnem času se kažejo čedalje večje zahteve po POS napravah, ki bi omogočale široko paleto najrazličnejših servisnih storitev. Zraven tega morajo biti še prenosne, lahke, majhne, čim dalj časa avtonomne, ergonomsko oblikovane, hkrati pa bi omogočale uporabo različnih tehnologij plačevanja. Takšne zahteve so pripeljale do novega razvoja terminala, ki ga opisujemo v tem člankuTEXTznanstveno časopisjejournalsSlovenian National E-content AggregatorNational and University Library of SloveniaStrokovno društvo za mikroelektroniko, elektronske sestavne dele in materiale