291 KB33 KB201320252016Kvas, Nastjaletnik:42številka:6/7str. 1101-1111ISSN:0353-6521COBISSID:15240017URN:URN:NBN:SI:doc-PF0WKTWVslIUS SOFTWAREPodjetje in delobančništvobankekazenska odgovornostkreditikreditiranjeodgovornostposlovno tveganjezavarovanjePrimerjalnopravna analiza kazenske odgovornosti bankirjev za slabe kredite|Slovenian banks broke their own internal regulations as well as legal regulations when granting credits. Loans were being approved although it was known that borrower's balance sheet and insurance were not appropriate and the credit documentation was inadequate, risk managers' opinions were not taken into account, etc. Other countries in the world as well are facing problems with bad credit approvals. The purpose of this article is to emphasize critical weaknesses in Slovenian legal regulations and introduce possible solutions by analysing foreign legal ordersSlovenske banke so pri odobravanju kreditov kršile lastne interne predpise in tudi zakonske predpise. Odobravali so se krediti, čeprav je bilo znano, da bilančno stanje kreditojemalca in zavarovanje nista primerna, kreditna dokumentacija je bila pomanjkljiva, niso se upoštevala mnenja risk managerjev itd. Tudi v drugih državah po svetu se srečujejo s problemom odobravanja slabih kreditov. Ta članek želi poudariti bistvene pomanjkljivosti v slovenski zakonski ureditvi in v sklopu analize tujih pravnih redov predstaviti morebitne rešitveTEXTznanstveno časopisjejournalsSlovenian National E-content AggregatorNational and University Library of Slovenia