{"?xml":{"@version":"1.0"},"edm:RDF":{"@xmlns:dc":"http://purl.org/dc/elements/1.1/","@xmlns:edm":"http://www.europeana.eu/schemas/edm/","@xmlns:wgs84_pos":"http://www.w3.org/2003/01/geo/wgs84_pos","@xmlns:foaf":"http://xmlns.com/foaf/0.1/","@xmlns:rdaGr2":"http://rdvocab.info/ElementsGr2","@xmlns:oai":"http://www.openarchives.org/OAI/2.0/","@xmlns:owl":"http://www.w3.org/2002/07/owl#","@xmlns:rdf":"http://www.w3.org/1999/02/22-rdf-syntax-ns#","@xmlns:ore":"http://www.openarchives.org/ore/terms/","@xmlns:skos":"http://www.w3.org/2004/02/skos/core#","@xmlns:dcterms":"http://purl.org/dc/terms/","edm:WebResource":[{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/81ad8d90-ccb2-42ab-920f-61329c7cbb84/PDF","dcterms:extent":"340 KB"},{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/7d53580c-f697-4911-8b18-891e95d02cd1/TEXT","dcterms:extent":"28 KB"}],"edm:ProvidedCHO":{"@rdf:about":"URN:NBN:SI:doc-CELDXBQT","dcterms:issued":"2026","dc:creator":"Volk, Matjaž","dc:format":{"@xml:lang":"sl","#text":"1 spletni vir (1 datoteka PDF (12 str.))"},"dc:identifier":["COBISSID:277649411","ISBN:978-961-7230-41-3","URN:URN:NBN:SI:doc-CELDXBQT"],"dc:language":"en","dc:publisher":{"@xml:lang":"sl","#text":"Banka Slovenije"},"dc:source":{"@xml:lang":"sl","#text":"knjige"},"dc:subject":[{"@xml:lang":"sl","#text":"Banke"},{"@xml:lang":"sl","#text":"elektronske knjige"},{"@xml:lang":"sl","#text":"finance"},{"@xml:lang":"sl","#text":"Finančne institucije"},{"@xml:lang":"sl","#text":"gospodarstvo"},{"@xml:lang":"sl","#text":"krediti"},{"@xml:lang":"sl","#text":"Kreditiranje"},{"@xml:lang":"sl","#text":"Poslovna politika"},{"@xml:lang":"sl","#text":"tveganje"}],"dc:title":{"@xml:lang":"sl","#text":"Bank lending to non-bank financial institutions and implications for credit to the real economy|"},"dc:description":{"@xml:lang":"sl","#text":"The rapid expansion of bank lending to non-bank financial institutions (NBFIs), rela-tive to lending to non-financial corporations (NFCs) and households, has raised ques-tions about banks’ lending priorities and risk appetite. In the euro area, NBFIs have gained an increasing share in banks’ loan portfolios, particularly since 2024. One concern is that the growth of NBFI lending may reflect a broader derisking of bank loan portfolios, with banks reallocating credit towards NBFIs, often perceived as ex ante lower-risk counterparties, at the expense of lending to the real economy"},"edm:type":"TEXT","dc:type":[{"@xml:lang":"sl","#text":"knjige"},{"@xml:lang":"en","#text":"books"},{"@rdf:resource":"http://www.wikidata.org/entity/Q571"}]},"ore:Aggregation":{"@rdf:about":"http://www.dlib.si/?URN=URN:NBN:SI:doc-CELDXBQT","edm:aggregatedCHO":{"@rdf:resource":"URN:NBN:SI:doc-CELDXBQT"},"edm:isShownBy":{"@rdf:resource":"http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/81ad8d90-ccb2-42ab-920f-61329c7cbb84/PDF"},"edm:rights":{"@rdf:resource":"http://rightsstatements.org/vocab/InC/1.0/"},"edm:provider":"Slovenian National E-content Aggregator","edm:dataProvider":{"@xml:lang":"en","#text":"National and University Library of Slovenia"},"edm:object":{"@rdf:resource":"http://www.dlib.si/streamdb/URN:NBN:SI:doc-CELDXBQT/maxi/edm"},"edm:isShownAt":{"@rdf:resource":"http://www.dlib.si/details/URN:NBN:SI:doc-CELDXBQT"}}}}