<?xml version="1.0"?><rdf:RDF xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:edm="http://www.europeana.eu/schemas/edm/" xmlns:wgs84_pos="http://www.w3.org/2003/01/geo/wgs84_pos" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:rdaGr2="http://rdvocab.info/ElementsGr2" xmlns:oai="http://www.openarchives.org/OAI/2.0/" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:ore="http://www.openarchives.org/ore/terms/" xmlns:skos="http://www.w3.org/2004/02/skos/core#" xmlns:dcterms="http://purl.org/dc/terms/"><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/81ad8d90-ccb2-42ab-920f-61329c7cbb84/PDF"><dcterms:extent>340 KB</dcterms:extent></edm:WebResource><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/7d53580c-f697-4911-8b18-891e95d02cd1/TEXT"><dcterms:extent>28 KB</dcterms:extent></edm:WebResource><edm:ProvidedCHO rdf:about="URN:NBN:SI:doc-CELDXBQT"><dcterms:issued>2026</dcterms:issued><dc:creator>Volk, Matjaž</dc:creator><dc:format xml:lang="sl">1 spletni vir (1 datoteka PDF (12 str.))</dc:format><dc:identifier>COBISSID:277649411</dc:identifier><dc:identifier>ISBN:978-961-7230-41-3</dc:identifier><dc:identifier>URN:URN:NBN:SI:doc-CELDXBQT</dc:identifier><dc:language>en</dc:language><dc:publisher xml:lang="sl">Banka Slovenije</dc:publisher><dc:source xml:lang="sl">knjige</dc:source><dc:subject xml:lang="sl">Banke</dc:subject><dc:subject xml:lang="sl">elektronske knjige</dc:subject><dc:subject xml:lang="sl">finance</dc:subject><dc:subject xml:lang="sl">Finančne institucije</dc:subject><dc:subject xml:lang="sl">gospodarstvo</dc:subject><dc:subject xml:lang="sl">krediti</dc:subject><dc:subject xml:lang="sl">Kreditiranje</dc:subject><dc:subject xml:lang="sl">Poslovna politika</dc:subject><dc:subject xml:lang="sl">tveganje</dc:subject><dc:title xml:lang="sl">Bank lending to non-bank financial institutions and implications for credit to the real economy|</dc:title><dc:description xml:lang="sl">The rapid expansion of bank lending to non-bank financial institutions (NBFIs), rela-tive to lending to non-financial corporations (NFCs) and households, has raised ques-tions about banks’ lending priorities and risk appetite. In the euro area, NBFIs have gained an increasing share in banks’ loan portfolios, particularly since 2024. One concern is that the growth of NBFI lending may reflect a broader derisking of bank loan portfolios, with banks reallocating credit towards NBFIs, often perceived as ex ante lower-risk counterparties, at the expense of lending to the real economy</dc:description><edm:type>TEXT</edm:type><dc:type xml:lang="sl">knjige</dc:type><dc:type xml:lang="en">books</dc:type><dc:type rdf:resource="http://www.wikidata.org/entity/Q571" /></edm:ProvidedCHO><ore:Aggregation rdf:about="http://www.dlib.si/?URN=URN:NBN:SI:doc-CELDXBQT"><edm:aggregatedCHO rdf:resource="URN:NBN:SI:doc-CELDXBQT" /><edm:isShownBy rdf:resource="http://www.dlib.si/stream/URN:NBN:SI:doc-CELDXBQT/81ad8d90-ccb2-42ab-920f-61329c7cbb84/PDF" /><edm:rights rdf:resource="http://rightsstatements.org/vocab/InC/1.0/" /><edm:provider>Slovenian National E-content Aggregator</edm:provider><edm:dataProvider xml:lang="en">National and University Library of Slovenia</edm:dataProvider><edm:object rdf:resource="http://www.dlib.si/streamdb/URN:NBN:SI:doc-CELDXBQT/maxi/edm" /><edm:isShownAt rdf:resource="http://www.dlib.si/details/URN:NBN:SI:doc-CELDXBQT" /></ore:Aggregation></rdf:RDF>