{"?xml":{"@version":"1.0"},"edm:RDF":{"@xmlns:dc":"http://purl.org/dc/elements/1.1/","@xmlns:edm":"http://www.europeana.eu/schemas/edm/","@xmlns:wgs84_pos":"http://www.w3.org/2003/01/geo/wgs84_pos","@xmlns:foaf":"http://xmlns.com/foaf/0.1/","@xmlns:rdaGr2":"http://rdvocab.info/ElementsGr2","@xmlns:oai":"http://www.openarchives.org/OAI/2.0/","@xmlns:owl":"http://www.w3.org/2002/07/owl#","@xmlns:rdf":"http://www.w3.org/1999/02/22-rdf-syntax-ns#","@xmlns:ore":"http://www.openarchives.org/ore/terms/","@xmlns:skos":"http://www.w3.org/2004/02/skos/core#","@xmlns:dcterms":"http://purl.org/dc/terms/","edm:WebResource":[{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-A5A9FFPQ/c2abd2d08-048ac3-657afe8a62-ead-4f8b/PDF","dcterms:extent":"360 KB"},{"@rdf:about":"http://www.dlib.si/stream/URN:NBN:SI:doc-A5A9FFPQ/822b0dee-4a8a-4dbc-ad8a-67cf06235a8f/TEXT","dcterms:extent":"49 KB"}],"edm:TimeSpan":{"@rdf:about":"2013-2025","edm:begin":{"@xml:lang":"en","#text":"2013"},"edm:end":{"@xml:lang":"en","#text":"2025"}},"edm:ProvidedCHO":{"@rdf:about":"URN:NBN:SI:doc-A5A9FFPQ","dcterms:isPartOf":[{"@rdf:resource":"https://www.dlib.si/details/URN:NBN:SI:spr-2XUGOISV"},{"@xml:lang":"sl","#text":"Podjetje in delo"}],"dcterms:issued":"2014","dc:creator":"Simoneti, Marko","dc:format":[{"@xml:lang":"sl","#text":"letnik:40"},{"@xml:lang":"sl","#text":"številka:6/7"},{"@xml:lang":"sl","#text":"str. 938-953"}],"dc:identifier":["ISSN:0353-6521","COBISSID:14003025","URN:URN:NBN:SI:doc-A5A9FFPQ"],"dc:language":"sl","dc:publisher":{"@xml:lang":"sl","#text":"IUS SOFTWARE"},"dc:subject":[{"@xml:lang":"sl","#text":"banke"},{"@xml:lang":"sl","#text":"dolgovi"},{"@xml:lang":"sl","#text":"ekonomska kriza"},{"@xml:lang":"sl","#text":"insolventnost"},{"@xml:lang":"sl","#text":"krediti"},{"@xml:lang":"sl","#text":"podjetja"},{"@xml:lang":"sl","#text":"upniki"}],"dcterms:temporal":{"@rdf:resource":"2013-2025"},"dc:title":{"@xml:lang":"sl","#text":"\"Dobro\" razdolževanje podjetij v Sloveniji po začetku sanacije bank|"},"dc:description":[{"@xml:lang":"sl","#text":"In the broader context of bank rehabilitation and growing public debt in Slovenia the article presents proposals for starting the \"good\" deleveraging of companies that would limit negative impacts on economic growth. The differences between asset based and cash flow based lending are presented. It is demonstrated that the important problematic borrowers from banks balance sheets are not necessarily important for economic recovery and that companies with excessive debt owe a large portion of their liabilities to non-bank creditors. Therefore, for deleveraging of a big number of potentially viable companies it will be necessary to use various approaches, with most of the cases agreed between owners and active creditors out of court. The article analyses the opportunities for a broader use of debt-to-equity conversions and for separation of the healthy operational part of the firm, where the creditors are paid from cash flow, from the speculative investing part of the firm, where the creditors are paid from assets sale"},{"@xml:lang":"sl","#text":"V širšem kontekstu sanacije bank in naraščajočega javnega dolga v Sloveniji članek predstavlja predloge za začetek \"dobrega\" razdolževanja podjetij, ki bi omejilo negativne posledice na gospodarsko rast. Predstavljene so razlike med posojanjem na podlagi premoženja in denarnega toka. Prikazano je, da veliki problematični dolžniki v bančnih bilancah niso nujno pomembni tudi za gospodarsko okrevanje in da prezadolžena podjetja dolgujejo velik del svojih obveznosti tudi nebančnim upnikom. Pri razdolževanju velikega števila podjetij s poslovnim potencialom bo zato treba uporabiti različne pristope, večina zadev pa bo dogovorjena med lastniki in aktivnimi upniki mimo sodišč. Članek podrobno analizira tudi možnosti za širšo uporabo konverzije dolgov v kapital in za ločitev zdravega poslovnega dela podjetja, pri katerem se upniki poplačajo iz denarnega toka, od špekulativnega naložbenega dela podjetja, pri katerem se upniki poplačajo iz prodaje premoženja"}],"edm:type":"TEXT","dc:type":[{"@xml:lang":"sl","#text":"znanstveno časopisje"},{"@xml:lang":"en","#text":"journals"},{"@rdf:resource":"http://www.wikidata.org/entity/Q361785"}]},"ore:Aggregation":{"@rdf:about":"http://www.dlib.si/?URN=URN:NBN:SI:doc-A5A9FFPQ","edm:aggregatedCHO":{"@rdf:resource":"URN:NBN:SI:doc-A5A9FFPQ"},"edm:isShownBy":{"@rdf:resource":"http://www.dlib.si/stream/URN:NBN:SI:doc-A5A9FFPQ/c2abd2d08-048ac3-657afe8a62-ead-4f8b/PDF"},"edm:rights":{"@rdf:resource":"http://rightsstatements.org/vocab/InC/1.0/"},"edm:provider":"Slovenian National E-content Aggregator","edm:dataProvider":{"@xml:lang":"en","#text":"National and University Library of Slovenia"},"edm:object":{"@rdf:resource":"http://www.dlib.si/streamdb/URN:NBN:SI:doc-A5A9FFPQ/maxi/edm"},"edm:isShownAt":{"@rdf:resource":"http://www.dlib.si/details/URN:NBN:SI:doc-A5A9FFPQ"}}}}