<?xml version="1.0"?><rdf:RDF xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:edm="http://www.europeana.eu/schemas/edm/" xmlns:wgs84_pos="http://www.w3.org/2003/01/geo/wgs84_pos" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:rdaGr2="http://rdvocab.info/ElementsGr2" xmlns:oai="http://www.openarchives.org/OAI/2.0/" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:ore="http://www.openarchives.org/ore/terms/" xmlns:skos="http://www.w3.org/2004/02/skos/core#" xmlns:dcterms="http://purl.org/dc/terms/"><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-9B1GD1GY/f6827fa9-ba9a-40e7-a937-b193a30f7cf5/PDF"><dcterms:extent>694 KB</dcterms:extent></edm:WebResource><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:doc-9B1GD1GY/8e0bb52f-27f9-4054-a2da-bb259fde9539/TEXT"><dcterms:extent>30 KB</dcterms:extent></edm:WebResource><edm:TimeSpan rdf:about="2006-2025"><edm:begin xml:lang="en">2006</edm:begin><edm:end xml:lang="en">2025</edm:end></edm:TimeSpan><edm:ProvidedCHO rdf:about="URN:NBN:SI:doc-9B1GD1GY"><dcterms:isPartOf rdf:resource="https://www.dlib.si/details/urn:nbn:si:spr-hthivfa7" /><dcterms:issued>2014</dcterms:issued><dc:creator>Mlinarič, Franjo</dc:creator><dc:creator>Rogač, Jure</dc:creator><dc:format xml:lang="sl">številka:1/2</dc:format><dc:format xml:lang="sl">letnik:60</dc:format><dc:format xml:lang="sl">str. 81-88</dc:format><dc:identifier>ISSN:0547-3101</dc:identifier><dc:identifier>COBISSID:11732508</dc:identifier><dc:identifier>URN:URN:NBN:SI:doc-9B1GD1GY</dc:identifier><dc:language>sl</dc:language><dc:publisher xml:lang="sl">Društvo ekonomistov Maribor</dc:publisher><dc:publisher xml:lang="sl">Ekonomski center Maribor</dc:publisher><dc:publisher xml:lang="sl">Ekonomsko-poslovna fakulteta</dc:publisher><dcterms:isPartOf xml:lang="sl">Naše gospodarstvo</dcterms:isPartOf><dc:subject xml:lang="sl">dejavniki tveganja</dc:subject><dc:subject xml:lang="sl">krediti</dc:subject><dc:subject xml:lang="sl">kreditiranje</dc:subject><dc:subject xml:lang="sl">tveganje</dc:subject><dcterms:temporal rdf:resource="2006-2025" /><dc:title xml:lang="sl">Cena obvladovanja kreditnega trga| The price of hedging credit risk|</dc:title><dc:description xml:lang="sl">Hedging of credit risk in the times of economic crisis, when 2/3 of domestic enterprises are late in payments (many of them ends up in bankruptcy), is an important competitive advantage. Our study is focused on the entire life cycle of debt-credit relationship in order to identify the most effective forms of insurance, from a legal and financial perspective. Therefore, we paid special attention to the analysis of the legal basis, respect for the business and financial principles and the risk of making the rating information</dc:description><dc:description xml:lang="sl">Obvladovanje kreditnega tveganja je v času gospodarske krize, ko dve tretjini domačih podjetij zamuja s plačili (številna pa končajo v stečaju), pomembna konkurenčna prednost. Raziskavo smo osredotočili na celoten življenjski ciklus dolžniško-upniškega razmerja. Naš namen je bil identificirati najučinkovitejše oblike zavarovanja s pravnega in finančnega zornega kota, zato smo posebno pozornost namenili analizi zakonodajne podlage, spoštovanja poslovno-finančnih načel ter tveganjem oblikovanja bonitetnih informacij</dc:description><edm:type>TEXT</edm:type><dc:type xml:lang="sl">znanstveno časopisje</dc:type><dc:type xml:lang="en">journals</dc:type><dc:type rdf:resource="http://www.wikidata.org/entity/Q361785" /></edm:ProvidedCHO><ore:Aggregation rdf:about="http://www.dlib.si/?URN=URN:NBN:SI:doc-9B1GD1GY"><edm:aggregatedCHO rdf:resource="URN:NBN:SI:doc-9B1GD1GY" /><edm:isShownBy rdf:resource="http://www.dlib.si/stream/URN:NBN:SI:doc-9B1GD1GY/f6827fa9-ba9a-40e7-a937-b193a30f7cf5/PDF" /><edm:rights rdf:resource="http://rightsstatements.org/vocab/InC/1.0/" /><edm:provider>Slovenian National E-content Aggregator</edm:provider><edm:intermediateProvider xml:lang="en">National and University Library of Slovenia</edm:intermediateProvider><edm:dataProvider xml:lang="sl">Univerza v Mariboru, Ekonomsko-poslovna fakulteta</edm:dataProvider><edm:object rdf:resource="http://www.dlib.si/streamdb/URN:NBN:SI:doc-9B1GD1GY/maxi/edm" /><edm:isShownAt rdf:resource="http://www.dlib.si/details/URN:NBN:SI:doc-9B1GD1GY" /></ore:Aggregation></rdf:RDF>