378 KB52 KB201320252015Veberič, Jernejletnik:41številka:6/7str. 1432-1448ISSN:0353-6521COBISSID:14615633URN:URN:NBN:SI:doc-6AF2K175slIUS SOFTWAREPodjetje in delocestni prometjavni prevozodškodninska odgovornostpotnikitransportno pravozavarovanjeZavarovanje odgovornosti v prometu - za zaščito potnikov in prevoznikov|It has been a long time since we could imagine our lives without traffic with motor means of transport. In spite of all the benefits, such means of transport can be extremely dangerous. A short moment of inattention or an imperceptible technical error can cause a disastrous accident with tragic consequences. Users of such means of transport - passengers - have to have an adequate legal protection for such occurrences. Law of damages provides strict measures of carrier (as owner of the means of transport) liability and sets boundaries of indemnity rights of passengers. The liability insurance contract, concluded by the carrier, however, enables two things: it makes it easier for the passenger as a third party to receive indemnity, because the indemnity is paid out by the insurance company; to the carrier, on the other side, it enables a normal, continuous operation, because the indemnity is not paid out of their own funds. Indemnity and insurance legal bases vary among different means of transport in different countries. National, European and other international regulations are interwoven - but not always consistent with each other. This is what makes a discussion of this matter even more varied and interestingŽe dolgo si ne moremo zamišljati življenja brez prometa z motornimi prometnimi sredstvi. Vsej koristi navkljub so takšna prometna sredstva zelo nevarna. Kratek trenutek nepazljivosti ali neopazna tehnična napaka lahko povzročita katastrofalno nesrečo s tragičnimi posledicami. Uporabniki prevoznih storitev - potniki morajo biti deležni ustrezne pravne zaščite za primer takšnih dogodkov. Odškodninsko pravo določa stroga merila odgovornosti prevoznika (imetnika prometnega sredstva) in postavlja meje odškodninskih upravičenj potnikov. Pogodba o zavarovanju odgovornosti, ki jo sklene prevoznik, pa omogoča dvoje: potniku kot oškodovancu olajša pot do odškodnine, ker jo izplača zavarovalnica, prevozniku pa omogoči normalno nadaljnje poslovanje, saj odškodnine ne plača iz svojih sredstev. Odškodninske in zavarovalne pravne podlage so različne od ene do druge vrste prevoza, od ene do druge države. Prepletajo se nacionalna, evropska in druga mednarodna pravila, ki niso vselej usklajena. Zato je razprava o njih toliko bolj pestra in zanimivaTEXTznanstveno časopisjejournalsSlovenian National E-content AggregatorNational and University Library of Slovenia