URN:NBN:SI:DOC-YQNG40OE2018Brezigar Masten, ArjanaMasten, IgorVolk, Matjaždocuments/doc/Y/URN_NBN_SI_doc-YQNG40OE_001.pdfdocuments/doc/Y/URN_NBN_SI_doc-YQNG40OE_001.txt293665536978-961-6960-20-5URN:NBN:SI:doc-YQNG40OEengBanka SlovenijeknjigeInCekonometrični modelielektronske knjigekreditiKreditiranjeTveganjeModelling credit risk with a tobit model of days past due