<?xml version="1.0"?><rdf:RDF xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:edm="http://www.europeana.eu/schemas/edm/" xmlns:wgs84_pos="http://www.w3.org/2003/01/geo/wgs84_pos" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:rdaGr2="http://rdvocab.info/ElementsGr2" xmlns:oai="http://www.openarchives.org/OAI/2.0/" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:ore="http://www.openarchives.org/ore/terms/" xmlns:skos="http://www.w3.org/2004/02/skos/core#" xmlns:dcterms="http://purl.org/dc/terms/"><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:DOC-QJL8QNLP/7f7a173a-24d6-41e7-bd5f-0439a197fc46/PDF"><dcterms:extent>295 KB</dcterms:extent></edm:WebResource><edm:WebResource rdf:about="http://www.dlib.si/stream/URN:NBN:SI:DOC-QJL8QNLP/a5848fcc-14b7-47be-8423-c862c4fbc16b/TEXT"><dcterms:extent>0 KB</dcterms:extent></edm:WebResource><edm:TimeSpan rdf:about="2013-2026"><edm:begin xml:lang="en">2013</edm:begin><edm:end xml:lang="en">2026</edm:end></edm:TimeSpan><edm:ProvidedCHO rdf:about="URN:NBN:SI:DOC-QJL8QNLP"><dcterms:isPartOf rdf:resource="https://www.dlib.si/details/URN:NBN:SI:spr-CFT6PFGK" /><dcterms:issued>2025</dcterms:issued><dc:creator>Koritnik, Boštjan</dc:creator><dc:format xml:lang="sl">številka:3/4</dc:format><dc:format xml:lang="sl">letnik:80</dc:format><dc:format xml:lang="sl">str. 231-244, 261-262</dc:format><dc:identifier>ISSN:0032-6976</dc:identifier><dc:identifier>COBISSID_HOST:235655939</dc:identifier><dc:identifier>URN:URN:NBN:SI:doc-QJL8QNLP</dc:identifier><dc:language>sl</dc:language><dc:publisher xml:lang="sl">Zveza društev pravnikov Slovenije</dc:publisher><dcterms:isPartOf xml:lang="sl">Pravnik</dcterms:isPartOf><dc:subject xml:lang="en">bank</dc:subject><dc:subject xml:lang="sl">banka</dc:subject><dc:subject xml:lang="sl">CHF</dc:subject><dc:subject xml:lang="en">credit</dc:subject><dc:subject xml:lang="sl">kredit</dc:subject><dc:subject xml:lang="en">legal certainty</dc:subject><dc:subject xml:lang="sl">pravna varnost</dc:subject><dc:subject xml:lang="en">retroactivity</dc:subject><dc:subject xml:lang="sl">retroaktivnost</dc:subject><dc:subject xml:lang="en">Supreme Court of the Republic of Slovenia</dc:subject><dc:subject xml:lang="en">Swiss franc</dc:subject><dc:subject xml:lang="sl">švicarski frank</dc:subject><dc:subject xml:lang="sl">Vrhovno sodišče Republike Slovenije</dc:subject><dcterms:temporal rdf:resource="2013-2026" /><dc:title xml:lang="sl">Žrtve in zmagovalci sage o kreditih v švicarskih frankih|</dc:title><dc:description xml:lang="sl">Two years ago, the Supreme Court of the Republic of Slovenia completely changed its position on loans denominated in Swiss francs - a total reversal of the case law that the court had unanimously upheld five years earlier. Although no significant changes have occurred in the intervening case law, doubts have meanwhile arisen regarding the impartiality of some judges. It emerged that one of them is a judge whose appearance of impartiality can legitimately be challenged. At first sight, it may seem odd that such a revelation can so seriously undermine public expectations of the judiciary and the authority of its decision-making, yet trust is an exceedingly fragile commodity. Above all, this episode compels us to re-examine the arguments for the previously described - and, to the author, still incomprehensible - reversal of case law. The author is convinced that the case law as formulated by the Supreme Court of the Republic of Slovenia carries a price: not only in the form of uncertainty and the erosion in confidence in contract law or the principle of the rule of law - principally threatened by retroactive legal regulation - but also in the form of demonstrably higher credit costs for future borrowers</dc:description><dc:description xml:lang="sl">Pred dvema letoma je Vrhovno sodišče Republike Slovenije povsem obrnilo svoj pogled na vprašanje kreditov v švicarskih frankih. Gre za popoln obrat od sodne prakse, ki jo je to sodišče enotno zagovarjalo pet let pred tem. V zadnjem času se glede sodne prakse ni zgodilo kaj bistvenega, se je pa medtem pojavil dvom v nepristranost nekaterih sodnikov. Razkrilo se je, da je bil eden od sodnikov tak, za katerega je mogoče vsaj izpodbijati videz nepristranosti. Na prvi pogled se zdi nenavadno, da lahko eno tako razkritje tako zelo grobo poseže v pričakovanja javnosti do sodstva in avtoriteto njihovega odločanja, toda zaupanje je zelo krhka dobrina. Predvsem pa nas tak dogodek sili v vnovičen premislek o argumentih za prej opisani, za avtorja še vedno nepojmljivi obrat sodne prakse. Prepričan je, da ima sodna praksa, kot jo je oblikovalo Vrhovno sodišče RS, svojo ceno: ne le v smislu negotovosti in upada zaupanja v pogodbeno pravo oziroma načelo pravne države, ki ga ogroža predvsem retroaktivno pravno urejanje, temveč tudi v smislu precej višjih cen kreditov za prihodnje kreditojemalce</dc:description><edm:type>TEXT</edm:type><dc:type xml:lang="sl">znanstveno časopisje</dc:type><dc:type xml:lang="en">journals</dc:type><dc:type rdf:resource="http://www.wikidata.org/entity/Q361785" /></edm:ProvidedCHO><ore:Aggregation rdf:about="http://www.dlib.si/?URN=URN:NBN:SI:DOC-QJL8QNLP"><edm:aggregatedCHO rdf:resource="URN:NBN:SI:DOC-QJL8QNLP" /><edm:isShownBy rdf:resource="http://www.dlib.si/stream/URN:NBN:SI:DOC-QJL8QNLP/7f7a173a-24d6-41e7-bd5f-0439a197fc46/PDF" /><edm:rights rdf:resource="http://rightsstatements.org/vocab/InC/1.0/" /><edm:provider>Slovenian National E-content Aggregator</edm:provider><edm:intermediateProvider xml:lang="en">National and University Library of Slovenia</edm:intermediateProvider><edm:dataProvider xml:lang="sl">Univerza v Ljubljani, Pravna fakulteta</edm:dataProvider><edm:object rdf:resource="http://www.dlib.si/streamdb/URN:NBN:SI:DOC-QJL8QNLP/maxi/edm" /><edm:isShownAt rdf:resource="http://www.dlib.si/details/URN:NBN:SI:DOC-QJL8QNLP" /></ore:Aggregation></rdf:RDF>